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Melanie McLister

Loan Officer

Phone: (800) 355-1733
melanie@fpmortgage.com

Hello, welcome to my page.

Helping Canadians & Self-Employed Buyers Achieve Their Florida Dream

With nearly 20 years of mortgage experience, I make every closing a personal one. No two files are the same, and I take pride in crafting the right mortgage solution for every client I serve.

After selling my Canadian mortgage brokerage and moving to Naples, Florida, I quickly realized how challenging U.S. financing is for newcomers—especially Canadians with work visas and no U.S. credit. That experience pushed me to obtain my U.S. mortgage license, so I could help others turn their Florida dreams into reality.

I’m particularly passionate about working with self-employed buyers and first-time homebuyers. In 2024, the average first-time buyer was 38 years old—but with the right strategy, I help my clients get in a decade ahead of their peers. The sooner you start, the sooner you build wealth through real estate.

If you’re looking for a mortgage partner who truly understands cross-border financing, self-employed challenges, and first-time homebuyer strategies—let’s talk.

Our Loan Process

1: Pre-Approval

A loan pre-approval sets you up for a smooth home buying experience.

2: Shop

Start working with a real estate agent and viewing homes.

3: Loan Application

A few documents are needed to get a loan file through underwriting.

4: Loan Processing

Assemble all the necessary paperwork and details for the underwriter.

5: Underwriting

They closely evaluate all the documentation in the loan package.

6: Closing

Documents are drawn and sent to the title company for closing.

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